Joint Personal Account A current account meant for the business activities of individuals. Two or more individuals may have the possibility of operating a Joint account. Features and Benefits lodgement of chequesInteroperable ATM cardsAccess to SMS BankingAccess to Internet Banking and Mobil BankingAccess to credit facilitiesDocuments: Identification – National Identity Card of the individual or of the joint signatories Resident permit (for immigrants) 02 photos of 4X4 size Marriage Certificate (if married)Location plan of residenceInitial deposit of XAF 50,000